learnt so much on money and living a debt-free life yesterday. thank you pastor kong! definitely useful!!! see...marriage courses do not necessarily benefit the married couples only. singles get blessed by the message too... at the end of the day, i'm really thankful that i truly live a debt-free life! at least for now. oh yea i need to maintain it as my way of life(: reasons: my expenses are fully taken care of. my parents are super duper nice!!! they love me cos they give me allowances to spend. i don't pay a single cent for my orthodontic treatment, bills of all sorts, school fees, transport fees, accomodation, shopping etc etc...